Affordable Dental Insurance in MT
MT Individual & Family Dental Insurance Plans
At the Dental Insurance Shop, we work with Montana's leading dental carriers that supply dental insurance coverage. Dental plans contrast by how expensive the monthly premium is, the network the plan uses, and the cost of services when the plan is used. Compare dental insurance plans online and shop for the best plan to fit your budget and dental care needs.
What types of dental insurance plans are available in Montana?
There are three types of dental insurance plans available in Montana and they are:
Preferred Provider Organization (PPO)
Preferred Provider Organization
Preferred Provider Organization (PPO) dental plans are plans that have a specific network of participating dentists that members can go to see to get their dental work done. This is generally cheaper than an indemnity plan because the dentists agree to negotiated rates with the insurance company to keep costs down for the members of the PPO. You can go out of network with a PPO plan but it will dramatically increase your out of pocket costs.
Indemnity dental plans are plans that allow you to go to any dentist you want, there are no networks. There is a catch though, because you are able to go to any dentist you want the dental companies will only pay Usual, Customary, and Reasonable. What this means for you: When you go see a dentist they will submit it to your insurance company. The insurance company will then go to one of their network providers to see what they would have charged if you would have gone to see them instead. The insurance company will only pay benefits up to what their network provider would have charged and you as the customer will be responsible to pay the remaining balance.
Dental Discount plans are not true dental insurance plans. The plans are more like buying a membership to a club that gives discounts for specific services that you may need. You must go to provider within the plans network to receive the discounts. You will always pay the provider the specified amount on the card when you get your work done. There is no billing and no insurance forms to fill out.
Things to consider when buying dental insurance in Montana:
Total Montana Residents: 1,023,579
Number of Dentists in Montana: 631
Percentage of Adults in Montana who visited the dentist last year: 61.0%
Percentage of Adults 65+ in Montana who have had all of their natural teeth extracted: 18.1%
All statistics were provided by the Kaiser Family Foundation
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Our affordable individual and family dental insurance plans in montana offer coverages on many
dental care procedures including checkups, teeth cleanings, root canals,
x-rays and more. Whether you are looking for the best dental
insurance plan, the
cheapest dental insurance plan, or just a preventive
dental insurance plan, the good news is these montana dental insurance
plans are affordable
dental insurance that provides coverage specific to your needs.
Dental Insurance Plans
PPO, Indemnity, waiting periods, and other great information to help you find the best dental insurance plan for